Trustpilot

Overview
Last Verified Date the supplier was last verified (applicable to Bronze, Silver, Gold and Platinum memberships).
Expiry date We use a Red, Amber, Green warning system.If the Insurances, SSIP and Financials are all verified, they show as green.If any of these standards are due to expire in the next month they will show as Amber.If the standard has expired, it will show as Red.
Company Status  This is taken from Companies House and The Gazette (Official Public Record) and will show if a company is in distress.

We will also show early warning data if a company has a Notice of Intention to Appoint and Administrator (NOIAA) filed with the courts, or Winding Up Petition Application (WUPA) brought against them.

We will also show if their ultimate UK parent company is in the warning area (has a health score below 25).
Year Formed Taken from Identity, Company Details question, the year they were incorporated or started trading.
Number of Employees Taken from the Identity Staff question, ‘How many employees work for this company?’. This is updated yearly on expiry of their Staff question. 
Consult Notices If there is an early warning or notice of the ultimate UK parent being in the warning area, this will show as red. This box is interactive: if you click on it, it will take you to the Filing and Alerts tab to see what the consult alert is in more detail along with the date we received the alert.
Distress Flag Shows if a company has gone into distress. This involves any of the corporate restructuring and dissolution process referred to in Corporate Restructuring and Dissolution.
Late Filing Flag

In the thousands of companies analysed by Company Watch to help create Risk Radar’s health score, a commonality of those who went into distress is late filing with Companies House.
Dormant Flag Shows when a company is incorporated but has not started trading. Note: it may be that they are a holding company.
Possible Distressed Buyer Connection
 This tab highlights where a supplier in your network is linked to buyers showing signs of financial distress. These connections can indicate potential vulnerabilities in the supplier’s trading relationships, which may affect their stability and reliability. The presence of such buyers does not necessarily mean active projects are involved; the information is based on supply chain data. Buyer due diligence is required to confirm the extent and relevance of these connections.
Risk Score in the last 3 months This shows a change in score, whether up or down, in the last 3 months.
Current Assets – Short Term Liabilities Current assets of what a company owns, while current liabilities represent what a company owes in a year. The comparison between current assets and current liabilities provides insights into a company’s ability to pay what they owe.
Probability of Distress in One Year

The “Probability of Distress” (PoD) refers to the likelihood that a company will experience financial distress or fail to meet its financial obligations within a year. It indicates the statistical chance of a company facing failure or significant financial restructuring within the next year. This metric assesses the level of risk associated with the company’s financial health and stability and is calculated by integrating the company’s health score with the current economic conditions.

  • Green – when the PoD is between 0% and 1.7%
  • Amber – when the PoD is between 1.8% and 3%
  • Red – when the PoD is greater than 3%
Turnover How much money a company makes from selling goods and services during a year.
Debt to Equity Looks at how much money a company owes (debt) compared to how much it owns (equity). It helps us understand if the company is mostly using borrowed money or its own money to run the business. If the ratio is high, it means the company is using a lot of borrowed money. If it’s low, it means the company is relying more on its own funds and the money from its owners and shareholders.
Net Assets to Turnover This metric shows how well a company uses its valuable resources to make money. It helps us understand if the company is making smart decisions in using its assets to generate sales or revenue.
Credit Limit This limit represents the cap on the total credit extended to the entity and is worked out by our partner Company Watch. Please note where the ultimate UK parent has a lower credit limit, this will also be shown.
Cash

How much actual money a company has, i.e. cash in your wallet or in the bank that it can use right away. This money is easy for the company to use for things it needs to do quickly, e.g. paying bills, investing, or covering everyday costs.

Net Worth Also known as Shareholders’ equity or owner’s equity, Net Worth refers to the leftover value that a company has after paying off all its debts. It’s what is left when you take away what the company owes from what it owns. The leftover value is what belongs to the people who own the company, such as its owners or shareholders.Net Worth is important because it shows how healthy a company’s finances are and how well it can handle money troubles.
Risk Score History

• The purple line shows the fluctuation in financial health score over time. Risk scores are recalculated weekly on any data point change.
• The financial health score is determined using an algorithm built in partnership with Company Watch. This models predictability based on Gini scores; it also identifies trends within the industry as a whole and in specific sectors to be compared like for like. Where trends are identified, other companies become an indicator which will affect all companies in the sector/industry. The model is constantly learning, evolving and being recalculated.
• The blue line shows the Probability of Distress, this is a way to estimate the chance that a company might run into financial difficulties or even be unable to meet its financial obligations . It’s a measure used to assess the potential risk of the company facing money-related challenges.